Privacy & Cookie Policy

This Privacy & Cookie Policy (“Policy”) describes how Rags 2 Riches Private Limited (“Rich Living”, “we”, “us”, or “our”) collects, uses, and protects your personal information when you access or interact with our website, digital platforms, or related services (collectively, the “Platform”). We are committed to respecting your privacy and maintaining the security of your personal data in accordance with applicable Indian data protection laws.

1. Scope of This Policy

This Policy applies to:

• Visitors and users of the Rich Living blog and website
• Individuals who subscribe to our newsletter or digital content
• People who contact us via our website, social media, or email
• Any user interacting with our digital initiatives, including promotional events or community features.

This Policy does not cover:

• Employee data (handled under employment agreements)
• Vendor or service provider data (governed by separate contracts)

2. Information We Collect

A. Information You Provide to Us:

• Age or demographic information (optional)
• Social media handles (if used to log in or interact with our content)
• Preferences related to content and newsletters
• Any other information you voluntarily share with us (e.g., comments, survey responses) g

B. Information We Collect Automatically:

• IP address, browser type, operating system
• Device identifiers and location (approximate)
• Pages viewed, time spent, links clicked Newsletter open rates and click-through data

3. Use of Your Information We use your personal information to:

• Send you curated newsletters, event updates, and promotional offers
• Respond to your queries or comments
• Personalize your experience on our platform
• Understand audience preferences through analytics
• Improve and maintain the performance of our site and services
• We may also use de-identified or aggregated data for research, insights, and marketing purposes.

4. Cookies & Online Tracking

We use cookies and similar technologies (like web beacons and pixels) to:

• Understand website traffic and behavior
• Remember your preferences and improve site functionality
• Measure the performance of our emails and ads
• You can control cookies through your browser settings. By continuing to use our site, you consent to our use of cookies.

5. Sharing of Information

We do not sell your personal data.

We may share your data with trusted third parties who help us operate our blog and deliver services, such as:

• Email and marketing platforms (e.g., Mailchimp, Substack)
• Website analytics providers (e.g., Google Analytics)
• Web hosting services
• These partners are bound by confidentiality and are only authorized to use your data as necessary to provide their services.
• We may also disclose information if required by law or in connection with a business reorganization or acquisition.

6. Data Security

We take reasonable technical and organizational measures to protect your personal information from unauthorized access or misuse. However, no method of transmission or storage is 100% secure.

Your data may be stored in India or with cloud providers in jurisdictions that offer adequate data protection standards.

7. Google AdSense and Third-Party Advertising

We use Google AdSense to display ads on our website. As part of this, Google and its advertising partners may use cookies, web beacons, or similar technologies to serve personalized ads based on your prior visits to this or other websites.

These cookies allow Google and its partners to:

• Show you more relevant advertisements
• Track the performance of ads
• Measure traffic and user behavior
• You can opt out of personalized advertising by visiting Google Ads settings. You can also visit www.aboutads.info to opt out of personalized advertising from participating third-party advertisers.
• For more information on how Google uses data when you use partner sites or apps, please visit Google’s Privacy & Terms.
• By using our website, you consent to the use of such cookies and technologies by us and our third-party advertising partners in accordance with this Policy.

8. External Links

Our content may include links to third-party websites. These are provided for your convenience. We are not responsible for their privacy practices. Please read their privacy policies before sharing any personal data with them.

9. Your Rights & Choices

You can:

• Unsubscribe from our newsletters at any time using the link in the email
• Request access, correction, or deletion of your personal data by emailing us at richlivinghq@gmail.com
• Control cookies through your browser settings

10. Consent & Changes to This Policy

By using our website or subscribing to our content, you consent to our collection and use of your data as outlined in this Policy.

We may update this Policy from time to time. The latest version will always be available on our website with the effective date at the top.

11. Contact Us

If you have any questions, feedback, or concerns about our privacy practices, please reach out to: